Case Studies

They came to us in 2021, desperately needing help with their business finances and accounts. They were burdened with over £30,000 in debt, and their business suffered from inconsistent turnover, making it nearly impossible to plan for the future. With a household income of just £37,000, plus the dept repayments, they were struggling to make ends meet and needed support to grow their business, structure their finances, reduce debt, and regain control.

 

We began by reviewing their personal finances to determine a realistic target income for their business, which gave us a clear goal to work toward. Next, we developed strategies to reach their target audience and set up financial “pots” for taxes, VAT, owner’s pay, operating expenses, and profit. Using our partner banking platform, Modulr, we allocated their income into separate accounts for better financial management. They were fully committed to following every step of the plan, as they knew they had no other choice.

​

The results were remarkable. Over time, their household income skyrocketed from £37,000 to £107,000 annually. They completely paid off their debt and even saved enough to purchase their first property. Today, their business is thriving, they have money set aside for taxes, and they feel in control of their finances for the first time. They are absolutely over the moon with their transformation, and their success stands as a testament to the power of commitment and strategic financial planning.